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    • We understand that sometimes bad things happen to good people.  Maybe your credit needs a year or two to be straightened out.  Maybe you had to change jobs and haven't established your new income yet, or maybe your debt to income ratio is a little high.  It's not your fault, when the doctor bills pile up after the illness you didn't plan, or when divorce strikes.  We understand.  Our Rent To Own program is designed to provide a way for you to go ahead and get that house you want now, while working for the next 1-3 years to remedy the issues.  You'll need at least $10,000 down to qualify for this program, and up to $20,000 down for some houses.  We know that's not a requirement that everyone can meet, but that's what makes our Rent To Own clients different.  You're not looking for a freebie or handout.  You're looking for an opportunity on your way back up.